Insights

Today's Trends in Credit Regulation

Welcome to Hudson Cook Insights - a collection of articles written each month by the attorneys of Hudson Cook, LLP, in an effort to keep their clients and other compliance professionals informed about current trends and developments in consumer credit finance that will affect the way they do business.

October 2025

Massachusetts Division of Banks Revises Debt Collection and Servicing Regulation, Incorporating Reg F - With Some Tweaks

By Anastasia V. Caton and Thomas P. Quinn, Jr.

The Massachusetts Division of Banks ("DOB") has revised its regulation that governs the conduct of debt collectors, student loan servicers, and third-party loan servicers. article continued

Consumer Protection State Enforcement Update

Alaska's AG touts its investigative authority, Oregon's legislature considers whether additional state resources and legislation are needed to fill the federal gap in consumer protection enforcement, and privacy practices remain a bipartisan focus article continued

Consumer Financial Services Bites of the Month - October 15, 2025 - "October Road with the CFPB"

By Justin B. Hosie, Eric L. Johnson and Kristen Yarows

In this month's article, we share some of our top "bites" covered during the October 2025 webinar. article continued

Colorado Artificial Intelligence Act: What Indirect Finance Sources and Dealerships Should Do Now to Prepare

By Jay Harris and Mark D. Metrey

Colorado Governor Jared Polis signed a special session bill on August 28 moving the effective date of the Colorado Artificial Intelligence Act to June 30, 2026. article continued

FTC Targets Accessibility Overlays   December 2024/January 2025

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