Insights

Today's Trends in Credit Regulation

Welcome to Hudson Cook Insights - a collection of articles written each month by the attorneys of Hudson Cook, LLP, in an effort to keep their clients and other compliance professionals informed about current trends and developments in consumer credit finance that will affect the way they do business.

August 2024

Bill Under Consideration in California Would Apply Collections Law to Commercial Financing Providers

By Eric Mulligan

California's Senate Bill 1286 is under consideration in the Legislature. The bill, if passed, would expand the scope of the Rosenthal Fair Debt Collection Practices Act to cover the collection of certain commercial-purpose debts. article continued

CFPB Issues Consent Order Related to Bank's Duplicative Force-Placed Insurance Policies

By Frank H. Bishop, Jr.

On July 9, 2024, the Consumer Financial Protection Bureau issued a consent order against a nationally chartered bank that, among other things, includes a number of allegations related to the bank's policies regarding force-placed collateral protection insurance or FPI. article continued

CFPB Bites of the Month - August 2024 - All That's Left of the CFPB's Summer Sky

By Justin B. Hosie, Eric L. Johnson and Kristen Yarows

In this month's article, we share some of our top "bites" for the prior and current month covered during the August 2024 webinar. article continued

FTC Expands Creative Use of Gramm-Leach-Bliley Act to Recover Consumer Redress from Defendants

By Michael A. Goodman

In 2021, the U.S. Supreme Court held unanimously in AMG Capital Management, LLC v. Federal Trade Commission that the Federal Trade Commission is not entitled to consumer redress in cases brought under Section 13(b) of the FTC Act. article continued

Introducing BizFinLaw   June/July 2024

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