Welcome to Hudson Cook Insights - a collection of articles written each month by the attorneys of Hudson Cook, LLP, in an effort to keep their clients and other compliance professionals informed about current trends and developments in consumer credit finance that will affect the way they do business.
For those interested in all things "Interest" related, we provide a summary of recent state and federal court cases involving usury, finance charges, and interest rates, as they relate to the consumer and commercial credit industries. article continued
It's no secret that 2025 turned the federal regulatory ecosystem on its head. The Consumer Financial Protection Bureau was significantly downsized and almost neutered. The Federal Trade Commission's leadership and composition were changed, as were its focus and enforcement priorities. article continued
In this month's article, we share some of our top "bites" covered during the April 2026 webinar. article continued
The news of momentous changes in government policy, especially regarding civil rights enforcement, has been gratifying to many creditors that felt the federal government had gone too far in its interpretation of the laws and was too unreasonable in its settlement demands. article continued
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