Insights

Today's Trends in Credit Regulation

Welcome to Hudson Cook Insights - a collection of articles written each month by the attorneys of Hudson Cook, LLP, in an effort to keep their clients and other compliance professionals informed about current trends and developments in consumer credit finance that will affect the way they do business.

July 2025

When Does a Consumer's Permission to Make Credit Inquiries Expire?

By Eric D. Mulligan

If at first you don't succeed, try, try again, right? That advice may be good for life in general, but it's not so good for running credit inquiries. article continued

Creditors' Rights and the Constitution: A Difficult (But Not Impossible) Connection to Make

By Eric D. Mulligan

You may not associate creditors' rights with the United States Constitution. After all, when people think of constitutional rights, they generally think of free speech, freedom of the press, trial by jury, etc. article continued

Consumer Financial Services Bites of the Month - July 16, 2025 - "July Morning with the CFPB"

By Justin B. Hosie, Eric L. Johnson and Kristen Yarows

In this month's article, we share some of our top "bites" covered during the July 2025 webinar. article continued

No AI Law? No Problem. How Massachusetts Attacked AI Underwriting Under Existing State Statutes

By Mark D. Metrey

On July 10, 2025, the Massachusetts Attorney General (AGO) entered into an Assurance of Discontinuance (AOD) with a private student loan lender (the Company), resolving allegations that the Company's underwriting practices violated the state's unfair and deceptive act or practice (UDAP) law and federal fair lending laws. article continued

FTC Targets Accessibility Overlays   December 2024/January 2025

Article Archive

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