Insights

Today's Trends in Credit Regulation

Welcome to Hudson Cook Insights - a collection of articles written each month by the attorneys of Hudson Cook, LLP, in an effort to keep their clients and other compliance professionals informed about current trends and developments in consumer credit finance that will affect the way they do business.

November 2025

California Enacts the Combating Auto Retail Scams (CARS) Act

By Dana F. Clarke

On October 6, California Governor Gavin Newsom signed Senate Bill 766—the California Combating Auto Retail Scams (CARS) Act—which purports to help make the car-buying process more transparent and strengthen consumer protection laws, including by preventing car retailers from tacking on add-on services and other features that do not benefit car buyers or lessees. article continued

Consumer Financial Services Bites of the Month - November 19, 2025 - "November Rain with the CFPB"

By Justin B. Hosie, Eric L. Johnson and Kristen Yarows

In this month's article, we share some of our top "bites" covered during the November 2025 webinar. article continued

DOJ Settles with Auto Finance Company Accused of Illegally Repossessing Servicemembers' Vehicles

By Eric D. Mulligan

The settlement also requires New City to pay restitution and penalties. Specifically, New City must pay $60,000 in restitution to resolve the claims of improper repossessions between June 16, 2018, and August 18, 2023. New City must also submit an electronically searchable list of its repossessions between August 19, 2023, and September 29, 2025. article continued

FTC Targets Accessibility Overlays   December 2024/January 2025

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