Insights

Today's Trends in Credit Regulation

Welcome to Hudson Cook Insights - a collection of articles written each month by the attorneys of Hudson Cook, LLP, in an effort to keep their clients and other compliance professionals informed about current trends and developments in consumer credit finance that will affect the way they do business.

August 2026

Illinois Appeals Court Finds Buyer of Defaulted Mortgages Subject to Licensing

By Clayton C. Swears

An interesting collection licensing case was recently decided in Illinois. The case considered whether the state's collection agency license applied to a person who purchased defaulted mortgage loans and these enforced those loans judicial foreclosures. article continued

State Watch: Consumer Protection Enforcement Update

By Anastasia V. Caton

Summer 2026: As a heatwave boiled the East Coast and the U.S. celebrated its 250th birthday, from Alaska to Colorado, and Michigan to Tennessee, state attorneys general went on the offensive, bringing actions against LTO companies, solar installers and finance companies, and unlicensed mortgage and payday lenders. article continued

Consumer Financial Services Bites of the Month - August 19, 2026 - "First Day in August."

By Justin B. Hosie, Eric L. Johnson and Kristen Yarows

In this month's article, we share some of our top "bites" covered during the August 2026 webinar. article continued

Previously Shelved California Commercial Finance Licensing Bill Poised to Become Law

By Eric D. Mulligan

In an unexpected turn of events, California Assembly Bill 2116 passed the state legislature on August 20, 2026. The bill now heads to the desk of Governor Gavin Newsom. article continued

CFPB Proposes Changes to Regulation B   December 2025/January 2026

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