Welcome to Hudson Cook Insights - a collection of articles written each month by the attorneys of Hudson Cook, LLP, in an effort to keep their clients and other compliance professionals informed about current trends and developments in consumer credit finance that will affect the way they do business.
The long and winding road that has been the revisions to the New York City Debt Collection Regulation appears to be at an end. On February 26, 2026, the New York City Department of Consumer and Worker Protection ("DCWP") issued a Notice of Adoption ("NOA") finalizing revisions to the Big Apple's conduct-regulating debt collection scheme. article continued
It's a busy day for operations. Customers are everywhere, and business is good. You need to respond to a question about a payment convenience fee. To save time, you quickly enter: "Can I charge an ACH convenience fee in [state]" into your favorite generative artificial intelligence tool. article continued
In this month's article, we share some of our top "bites" covered during the March 2026 webinar. article continued
With a few days to spare as the clock ticked toward a March 20th effective date, New York Governor Kathy Hochul kept good on an earlier promise to revise the state's coerced debt law (the "Coerced Debt Law"). The Coerced Debt Law, which resides in Article 29-HHH of the state's General Business Law, was initially adopted in mid-December 2025. article continued
CounselorLibrary.com, LLC, provides articles on its website written by attorneys with Hudson Cook, LLP, and by other authors, for information purposes only. CounselorLibrary.com, LLC, and Hudson Cook, LLP, do not warrant the accuracy or completeness of the articles, and have no duty to correct or update information contained on the CounselorLibrary.com website. The views and opinions contained in the articles do not constitute the views and opinions of CounselorLibrary.com, LLC, or Hudson Cook, LLP. Such articles do not constitute legal advice from such authors or from Hudson Cook, LLP, or CounselorLibrary.com, LLC. For legal advice on a matter, one should seek the advice of legal counsel.