Consumer Credit and Privacy Compliance

Online research tools to manage compliance with federal and state laws and regulations, LLC, an affiliate of the law firm of Hudson Cook, LLP, is the leading compliance resource for the consumer financial services and privacy industries, providing comprehensive coverage and analysis of federal and state laws, regulations, and litigation. Select a category below, or view all products.


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Last Week, This Morning

Key developments from the past week in consumer and commercial finance and privacy law.

Draft, Bipartisan Federal Data Privacy Bill Released

Spring Edition of CFPB’s Supervisory Highlights Focuses on Credit Reporting and Furnishing

Kentucky Expands Provisions Governing Amendment of Recorded Mortgages

Wisconsin Revises Laws Governing Licensed Financial Services Providers

Iowa Authorizes Remote Work by Mortgage Loan Originators

Arizona and West Virginia Amend RTO Statutes to Address Virtual Hang Tags

Significant Changes Made to Kansas Mortgage Business Act and Uniform Consumer Credit Code

Three Trade Groups Sue in Federal Court to Invalidate Colorado DIDMCA Opt-Out

California Bill Would Subject Small Business Debts to State Debt Collection Law

CFPB Monitoring Use of In-Game and Virtual Currencies Within Gaming Industry and Provision of Gaming-Specific Financial Products

FHA Extends Partial Waiver of Face-to-Face Interview Requirement for Mortgagees

New York Bill, if Passed, Will Have Major Implications for Variety of Financing Transactions

Used Car Safety Recall Repair Act Introduced in Senate

Wisconsin Regulates Providers of Earned Wage Access Services

West Virginia Updates Mortgage Lender, Broker, and Servicer Laws

Florida Bans Children Under 14 from Obtaining Social Media Accounts

Hudson Cook Insights

Today's Trends in Credit Regulation

FTC Announces Telemarketing Sales Rule Amendment Regulating B2B Telemarketing

By Michael A. Goodman

On March 7, 2024, the Federal Trade Commission announced significant amendments to its Telemarketing Sales Rule. The effective dates for these changes are tied to publication of this announcement in the Federal Register, which has not yet happened. article continued

New York Financing Arrangements Bill Would Have Major Implications for Commercial Financing

By Thomas P. Quinn, Jr.

A bill before the New York State Assembly would, if passed, have major implications for a variety of financing transactions in the Empire State. Titled the End Loan Sharking Act, Assembly Bill 9585 would subject a variety of products to the state's usury limits and licensing requirements. article continued

CFPB Bites of the Month - March 2024 - Here Comes the Sun and the CFPB

By Justin B. Hosie, Eric L. Johnson and Laura J. Bacon

In this month's article, we share some of our top "bites" covered during the March 2024 webinar. article continued

FCC Continues to Roll Out TCPA Changes and Interpretations

By Michael A. Goodman

On February 16, 2024, the Federal Communications Commission released a Report and Order establishing significant new standards regulating Telephone Consumer Protection Act consent and revocation of consent. In recent weeks, the FCC has announced guidance relating to the use of lead generators and prerecorded messages involving artificial intelligence. article continued

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